|
|
|
|
|
|
|
|
|
|
How Often Do |
|
|
SEMI- |
|
TOTAL |
|
|
They Occur? |
MONTHLY |
QUARTERLY |
ANNUAL |
ANNUAL |
ANNUAL |
|
Housing |
|
|
|
|
|
|
|
|
Mortgage/Rent - # 1 |
|
|
|
|
|
|
|
Mortgage/Rent - # 2 |
|
|
|
|
|
|
|
Real Estate Taxes # 1 |
|
|
|
|
|
|
|
Real Estate Taxes # 2 |
|
|
|
|
|
|
|
Maintenance/Improvements |
|
|
|
|
|
|
|
Association Dues |
|
|
|
|
|
|
|
Gas |
|
|
|
|
|
|
|
Electricity |
|
|
|
|
|
|
|
Water/Trash |
|
|
|
|
|
|
|
Cable TV |
|
|
|
|
|
|
|
Telephone |
|
|
|
|
|
|
|
Gardner |
|
|
|
|
|
|
|
House Cleaning |
|
|
|
|
|
|
|
Internet/E-Mail |
|
|
|
|
|
|
|
Homeowners Insurance |
|
|
|
|
|
|
|
Other |
|
|
|
|
|
|
|
Total Housing Expense |
|
|
|
|
|
|
Food |
|
|
|
|
|
|
|
|
Groceries |
|
|
|
|
|
|
|
Dining Out |
|
|
|
|
|
|
|
Other |
|
|
|
|
|
|
|
Total Food Expense |
|
|
|
|
|
|
Transportation |
|
|
|
|
|
|
|
|
Auto Payments |
|
|
|
|
|
|
|
Gasoline |
|
|
|
|
|
|
|
Repairs |
|
|
|
|
|
|
|
Registration |
|
|
|
|
|
|
|
Auto Insurance |
|
|
|
|
|
|
|
Moving Expenses |
|
|
|
|
|
|
|
Other |
|
|
|
|
|
|
|
Total Transportation Expense |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Personal |
|
|
|
|
|
|
|
|
Clothing |
|
|
|
|
|
|
|
Personal Care/Hair |
|
|
|
|
|
|
|
Publications |
|
|
|
|
|
|
|
Education - Tuition |
|
|
|
|
|
|
|
Education - Room and Board |
|
|
|
|
|
|
|
Education - Books and Supplies |
|
|
|
|
|
|
|
Personal Gifts |
|
|
|
|
|
|
|
Laundry/Dry Cleaning |
|
|
|
|
|
|
|
Cash Out-of-Pocket |
|
|
|
|
|
|
|
Investment/Banking Fees |
|
|
|
|
|
|
|
Tax Prep./Financial Planning |
|
|
|
|
|
|
|
Life Insurance |
|
|
|
|
|
|
|
Health Insurance |
|
|
|
|
|
|
|
Disability Insurance |
|
|
|
|
|
|
|
Medical/Dental Expenses |
|
|
|
|
|
|
|
Medicare Supplemental |
|
|
|
|
|
|
|
Volunteer Activities |
|
|
|
|
|
|
|
Alimony |
|
|
|
|
|
|
|
Child Care |
|
|
|
|
|
|
|
Charitable Donations |
|
|
|
|
|
|
|
Unreimbursed Employee Expenses |
|
|
|
|
|
|
|
Other |
|
|
|
|
|
|
|
Total Personal Expense |
|
|
|
|
|
|
Entertainment |
|
|
|
|
|
|
|
|
Hobbies |
|
|
|
|
|
|
|
Entertainment |
|
|
|
|
|
|
|
Participant Sports |
|
|
|
|
|
|
|
Vacation |
|
|
|
|
|
|
|
Other |
|
|
|
|
|
|
|
Total Entertainment Expense |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total Lifestyle Expenses |
|
|
|
|
|