Our investment goal for each client is to obtain a reasonable rate of return consistent with the client's financial needs, risk tolerances, and constraints. Our investment approach is specifically tailored to each client's unique circumstances. We believe we can best achieve these objectives by utilizing a carefully selected and diversified group of no-load mutual funds.

Glenn Woody Financial Consultants, Inc. strongly suggests periodic meetings with each client to review portfolio composition, performance and to determine the continued relevance of the agreed upon Investment Policy Statement and its attendant benchmark.

We provide quarterly reports that summarize the current portfolio allocation and total portfolio positions at the end of the prior quarter. These reports also provide time-weighted total return performance data for the portfolio over various time periods.

Confirmations of transactions and monthly statements will be provided directly to the client from the custodian, with copies to us. In addition, the custodian provides the required Form 1099 on taxable accounts and also supplies an Average Cost Basis Report to complete the client's tax reporting data.

Since we are on-line with the custodian, we have instant access to portfolio valuations as of the prior day's closing prices and can produce a variety of interim reports as needed. Such interim reports often include portfolio valuations between quarterly reports and Schedules B and D for tax planning.

In addition, we specialize in the ability to produce an unlimited variety of customized reports, both data and graphical, and will included those which you indicate will be helpful. We will meet with you to explore the variety of reports typically provided and to decide with you the nature, content and frequency of such specialized reports you desire.