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Main Office:

151 Kalmus Drive, Suite C-150 

Costa Mesa, CA 92626 
(714) 850-0534 

(714) 850-0934 FAX  

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Desert Office:

77-564 Country Club Drive #150

Palm Desert, CA 92211

(760) 350-5049

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Privacy Policy

WHY FEE ONLY?

The traditional way for financial sales people to be paid for their services is in the form of commissions paid by the packagers of investment products. This raises the question as to whether that investment is "just right" for you or only a means of compensation for the financial sales person.

 

You should be aware of an evolution taking place in the financial services industry. It is rapidly moving away from compensation by commission toward charging the client a fee for services performed - and for good reason.

 

Why is this happening…

 

It develops an increased assurance that the purchase is truly in the best interest of the client - not just a source of income for the financial sales person.

 

A large number of good investment opportunities are now available without commissions. These include mutual funds, exchange-traded funds, life insurance, and annuities. A-share mutual funds are a class of shares that commonly have a front- or rear- end load, or fee, to compensate for the sales person’s commission. A no-load fund is a mutual fund in which shares are sold without a commission or sales charge. Often mutual funds will have several classes so you can have the same investment, but the different share classes confer different fees to the investor.

 

For this reason…

 

There is a growing emergence of true professional service people who are willing, capable and anxious to be paid on a fee-for-service basis rather than by commissions paid for the sale of a financial product line.

 

Reason for this trend…

 

Dealing with a financial service professional under this new type of relationship cuts to the very heart of the relationship between the client and his or her financial advisor. This immediately changes the relationship in a most profound way. It makes your professional financial advisor your agent, buying what is best for you rather than someone else's agent selling to you!

 

Why this new approach makes sense…

 

You can measure the accomplishments of these investments instead of measuring the flurry of commission-generating activity that only gives the impression of results.

 

Where we stand…

 

We are completely results oriented rather than transaction oriented! We accept absolutely no commissions, rebates, or kickbacks for what we do on your behalf. We have been working this way exclusively for almost 30 years and we do not foresee a change in the future.

Activity vs. Accomplishment
The Philosophy of Fee-Only Consulting